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R&R Realty - Jupiter Real Estate

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Intracoastal Waterway from Jupiter to North Palm Beach

September 20, 2019 by Chris Ryder

As usual, I was doing one post and thinking along the way and I realized it was getting a bit long winded. I need a new post on the land history of the Intracoastal from Jupiter to North Palm Beach.

In THIS POST I go through how to tell if a waterfront property has riparian rights. And then I took a tangent onto the fact that the intracoastal waterway is an easement and in looking at the Florida Board of Trustees Land Document System (BTLDS) Map I noted that the deed for this 500′ wide easement was FROM the state of Florida to the Federal Government on 06/08/1942. This got me thinking. Most of this land was land owned by the state as it was navigable when the state was created but some of it was not. And since you can’t give away what you don’t own, no matter who your are, then how did this happen?

OK, in making any waterway from here to there one will first survey a route to determine the path of least resistance. The cheapest way to get from here to there. Thus, most of what is now the ICW is over land that was historically “navigable” or at least low and/or wet, even if not “navigable.” Makes sense right? In some places they needed to connect two bodies of water through land that was NOT historically “navigable” (FS 253.141) or it meandered like a river or a creek and needed to be straighten out. But who owned this land before it was below the water we now know as the perfectly straight ICW?

I found the answer in my search at this University of Florida web page. The answer lies in something called the Florida Coast Line Canal & Transportation Company.

In 1881, a group of St. Augustine residents led by a Dr. John D. Westcott incorporated the Florida Coast Line Canal and Transportation Company and the Florida legislature authorized that firm to dredge a series of canals to create an inland waterway along the length of the Florida Atlantic coast. As an incentive, the state granted 3,840 acres of land for every mile of canal constructed (WOW!) and gave the company the right to collect tolls on the waterways. Yes, they would literally pull a chain across the canal. The State had millions of acres of public lands (be it dry or over flowed lands and swamp), which they frequently deeded to rail, navigation and other companies to spur the development of the state. GO SOUTH YOUNG MAN! By about 1891-1892, the company had reached Jupiter and began to work southward to connect the Loxahatchee River tributaries and Lake Worth. In 1892, Henry Flagler invested in the firm and a year later became president for a brief time. In total, over a 30-year period between 1882 and 1912, the company constructed 268 miles of canals linking Jacksonville to Miami and earning more than a million acres of state land in the process. The dredged canals and connected waterways ultimately became known as the Atlantic Intracoastal Waterway in Florida.

Looking at the map noted below, the way I read it by looking at the quadrants, the state owned the land where the intracoastal is now located between Indiantown road south all the way down to Old Port Cove in North Palm Beach whether it was navigable or not. The state gave all this land (everything in rust color on the map) to the company as the payment for the dredging of the canal that now runs through this area. True to form for Florida though, this company had financial troubles and in 1923 their interests were foreclosed upon and sold to a new entity, the Florida Canal & Transportation Company to satisfy the debt holders. (Interesting, the officers of this new Corp included local names like Harry Kelsey (Lake Park and North Palm Beach) and Bert Winters (as in Bert Winters Park). A few years later a section of the Rivers & Harbors Act basically told the states that hey if you, the state, acquire a route from New England to Key West that we can make 75′ wide and 8′ deep and then give it to us, the Federal Government, then we will maintain it in perpetuity and not charge any tolls. Good deal! The State of Florida was all aboard on this idea and in 1927 the Florida Inland Navigation District was created and was authorized to BUY the Florida Canal & Transportation Company for a price not to exceed 800k which they did for 776k. FIND then went about 10 years of planning for things like dredge spoils areas, buying those tracts if necessary. And, in 1942 the Trustees of the Internal Improvement Trust Fund deeded the US Federal Government an EASEMENT, 500′ wide (it varies in some places), “to enter upon, excavate and remove soil” where the ICW now is. The US Government agreed to construct and maintain the Intracoastal Waterway and FIND agreed to furnish to it, free of cost, the necessary rights-of-way (done) and areas for the deposit of dredged material in connection with the subsequent maintenance of the canal. CLICK HERE to see the actual deed conveying this easement to the federal government. And there we have it. The ICW is now the responsibility of the federal government, supposedly. Interesting thing here as well is in those dredge spoil areas. It seems the feds did not need all of them and so some were sold or given away by FIND. One such example is Lakeside Park in North Palm Beach where 90% of the park was once a dredge spoil area for the ICW. Another such area became Bert Winters Park here in Juno.

Plat_Book_17_Page_1_ICWDownload
Florida Coast Line Canal and Transportation Co. map; source: Boston Public Library
https://www.digitalcommonwealth.org/search/commonwealth:4m90f522m

Filed Under: Blog

Palm Beach School District Showcase of Schools 2019

September 19, 2019 by Nicole Ryder

If like many parents you are overwhelmed when trying to navigate Palm Beach County schools and programs, you may want to attend the upcoming Showcase of Schools. This event will take place on Tuesday, October 22nd from 4-8pm at the South Florida Fairgrounds. The Showcase is a great event; schools throughout Palm Beach County have set up tables where you get to pick up flyers and materials and speak to representatives that are there to answer your questions. Although the event is incredibly busy and can be overwhelming with the sheer number of schools and people, it is a great place to begin your search on the various programs at schools across Palm Beach County. Elementary, Middle and High Schools are represented. To find out more about the schools and programs and homes for sale in Northern Palm Beach County click on this link.

Filed Under: Blog

What to know about tearing down and replacing or substantially renovating a home in the Palm Beach County Flood Zone

September 17, 2019 by Chris Ryder

I’ve touched on this before but thought that with all the tear downs happening and the substantial renovations going on that I should touch upon it again. If you plan on doing a substantial renovation to a property or a ‘scrape & re-build’ then you should keep reading.

Many of the older (think 1970 for northern PB County) properties are now being scraped and re-built or undergoing substantial renovations. You need to be aware of the flood zone designation of the property and how that may affect your project. This is throughout the north county as the special flood hazard areas (SFHA) are not only just along the water but can and do extend inland.

First, look at the FEMA Map Center and look up your property. What is the flood zone? Is this a Special Flood Hazard Area? SFHA’s are show on the map as Zones A, AO, AH, A1-30, AE, A99, AR, AR/A1-30, AR/AE, AR/AO, AR/AH, AR/A, VO, V1-30, VE, and V. And, if it’s in a SFHA then there will be a Base Flood Elevation or BFE shown. Make note of this as well and note that it is using the 1988 NAVD datum. If all you have is an old survey or flood certification then it is likely in the NGVD 29 datum and READ THIS to convert it.

The National Flood Insurance Program (NFIP ) standards requires that if the cost of any reconstruction, rehabilitation, addition or other improvements to a building equals or exceeds 50% of the building’s market value, such work is considered a “substantial improvement” and the existing building is then required to meet the same standards as a new building.

Renovations that exceed 50% of the buildings assessed value are not hard to imagine. And, for residential structures, these requirements typically mean raising the living area of the building to the base flood elevation.

Substantial Improvement Requirements shall mean any repair from damage or destruction, reconstruction, improvement, or additions of a structure, the cost of which equals or exceeds 50% of the assessed tax value of the structure as is listed by the Palm Beach County Tax Assessors Office or by a certified appraisal. The assessed value of the structure shall be determined before the improvement is started, or if the structure has been damaged and is being restored, before the damage or destruction occurred.

If you plan on renovating then you’re probably not thinking about raising the elevation of the first floor. If you plan on scraping the lot then you should be aware that there are limits as to how much fill can be brought onto the lot. CLICK HERE to read the requirements for unincorporated Palm Beach County which is in accordance with the NFIP and mimicked by the municipalities. Read this Blog Post for information on the flood zones of the various municipalities.

Filed Under: Blog

What is a PACE charge on a tax bill?

September 16, 2019 by Chris Ryder

What is a PACE charge on a tax bill? This question just came up in the office. An agent was looking at a tax bill and it has a line item on it for a “FLORIDA PACE” in the non ad valorem assessments.

First, CLICK HERE to do the FAQ from the Palm Beach County Property Appraiser on PACE Assessments. Then CLICK HERE for the Palm Beach County information page.

PACE stands for Property Assessed Clean Energy. These are loans made by approved lenders AT 6-8% interest rate. The Palm Beach County Tax Collector collects the annual payments on these loans under the non ad valorem tax collection section of the tax bill and remits payment to the provider of the loan. These are often used by home owners to finance certain home improvements like new windows, an AC or solar panels and they run with the property as special assessments.

Now, the contracts that we Realtors use has a line item on it for which party will pay for this. The FAR/BAR As-Is Contract has a check box in paragraph 9(F) that:

If special assessments may be paid in installments (CHECK ONE): (a) Seller shall pay installments due prior to Closing and Buyer shall pay installments due after Closing. Installments prepaid or due for the year of Closing shall be prorated. (b) Seller shall pay the assessment(s) in full prior to or at the time of Closing. IF NEITHER BOX IS CHECKED, THEN OPTION (a) SHALL BE DEEMED SELECTED.

So, Buyer/Sellers and Realtors BE CAREFUL. Public body special assessments are something which we think of as being for a paved road or a sewer line extension in places like Jupiter Farms but the property this came up on is located in central Jupiter. AND, I was told that there is an argument to be made as to IF the language of the contract noted above would apply to a PACE charge. Toward this there IS a special rider to the contract for PACE charges like THIS ONE that spells out who is going to pay for this. Sellers this IS something which adversely affects the value and its not readily observable to a Buyer and thus it must be disclosed to a potential Buyer.

BTW, these liens are recorded in the pubic record in the full amount due, the annual interest rate, and the annual payments that the tax collector will place on the tax bill. This lien will also specify if it does, or does not, need to be paid off or collected upon the sale of the property.

Filed Under: Blog

221 Ocean Grande Unit 5 Jupiter FL

September 16, 2019 by Chris Ryder

This Grande Cayman or stack 5, unit at 221 Ocean Grande is located on the 3rd floor (of 8) in the 221 of Condo 2 building which is the southeast building in the Ocean Grande development.

THE big thing for this community is that they allow up to 2 large dogs. To see other buildings along the Jupiter Beach that allow pets take a look at this page for the list I made up.

Jupiter Ocean Grande is a newer, luxurious community of 4 oceanfront condominium buildings located in Jupiter, Florida. Built in 2001 the 4 buildings consist of 138 units with 7 different floor plans. Jupiter Ocean Grande has 24 hour manned security, a stunning pool, 2 lighted Tru tennis courts, a fitness center, social room, billiards room and cabanas available for purchase with a shower, bathroom and small refrigerator. Up to 2 pets are permitted, but commercial pick up trucks are restricted. Each condominium has 2 interior parking spaces, and most have several balconies with stunning views. Conveniently located with a walkway to the beach, Jupiter Ocean Grande has it all.

Filed Under: Blog

How Important Is Your School District?

September 6, 2019 by Nicole Ryder

So you are thinking of moving to Palm Beach County; should you take school districts into consideration? The answer is definitely yes! Even if you do not have children, a good school district will increase your property value and make your property more desirable. Our agents at R&R Realty are knowledgeable on the schools in the Palm Beach County School District and can help you navigate finding not only the right home for you, but making sure to also find the right school for your children. We can create property searches based on school boundaries and easily email them to you. To find homes in a particular school district, clink on the link below:

Northern Palm Beach County School District Homes for Sale

Back in the day, unless you went to a private school, you just went to the local school with all the neighborhood kids, end of story. Although this is still sometimes the case, it is often more complicated with several other options and can certainly be overwhelming for parents. Greatly simplifying it, you have 3 options. The first option is a private school. There are many excellent private schools in Palm Beach County and although you do not have to live in any particularly city or county to attend, life is more convenient if you have a shorter commute. The second option is a Charter School. There are several Charter Options in Palm Beach County some are better than others. There are many reviews online and touring the school is always a great option. The third option is not only the most common, but also the most complicated option, public schools. Palm Beach County has many excellent public schools. The most obvious way of navigating the public school system is by looking at the school boundaries (which can and do change) and seeing what school a particular property is districted for and then look at the ranking of the school and online reviews. If you are not happy with your districted school, you have two options. First, you can apply to another public school if the school permits it and has room. A list of public schools that take out of boundary students is on the Palm Beach School District website. There is a window of time to do this each year. Another option is to apply to a choice program. There are a few schools that only consist of choice programs and everyone needs to apply and be accepted. For example Bak Middle School of the Arts is a choice school. A student has to reside in Palm Beach County to apply. Some of these schools like Bak Middle School, The Conservatory Middle School and AW Dreyfoos High School; you have to apply and audition for a particular art area and be accepted to attend. Other schools like Suncoast High School do have an application process and prerequisites, but no auditions. There are also community schools like Independence Middle School, Palm Beach Gardens High School, Dwyer High School and Jupiter High School that have choice programs that you can apply to within the scope of the general school. If you live in those school boundaries you have two choices. First you can just attend the school or you can apply for a choice program within the school. For example, your child can apply to a variety of programs within the school. These programs vary from school to school but examples include medical, law, education, culinary, environmental sciences and theater. Some of the programs are only for students assigned to that school district, while others are open for any student that lives in the county. Sometimes there are prerequisites like GPA or completion of certain completed courses. So how do you find out what option is best for your child? There is an Educational Fair held every autumn, usually at the South Florida Fairground. A multitude of schools have tables set up where you can get brochures and ask questions. Many of the schools also have open houses or tours, again usually in the fall. Choice applications are due in January every year, except for a few schools like Bak, the Conservatory School and Dreyfoos. Their applications are due in December to give them time to schedule auditions. Usually, acceptance into a program is determined by the end of March.

Filed Under: Blog

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Benjamin Saunders
a year ago

I highly recommend R&R Realty! From the professional pictures and listing to the consistent updates and strategy, my experience could not have been better. If you're looking to sell or buy a property in South Florida, R&R Realty is your best bet.

Cathy Ingraham
a year ago

Nicole Ryder is amazing. Her expertise and knowledge in real estate shines through in many ways. Nicole knows the market, is extremely responsive, knows exactly what listings to present, and an exceptional communicator! Nicole has done an outstanding job at answering all my questions (and I’ve had a lot), keeping us informed of market changes and proactive in bringing us new ideas and listings. Highly recommend, Nicole Ryder. Can’t ask for a better experience. 10/10 ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️

Crystal Lewis
4 years ago

I highly recommend R & R Realty. Chris worked with me to over a period of years to find what I wanted. He always responded quickly to my phone calls or texts. Chris always pointed out all the positives of a property but also possible negatives or things I hadn't thought of. It was a pleasure working with him.

Amanda Davis
7 years ago

Chris and Nicole Ryder are true professionals! They both helped my husband and I find our apartment when we were new to South Florida and were an excellent source of information about the Palm Beach Gardens/Juno Beach/Jupiter area. When we decided to buy a property two years later, we came back to R&R Realty without hesitation. Chris patiently worked with us for many months as we slowly but surely developed a sense of what we wanted. He went above and beyond, giving us not only real estate advice but also engineering tips and personal recommendations. We ultimately found a house we love thanks to Chris's diligence and tireless efforts on our behalf. I can't recommend R&R Realty highly enough!

tara connelly
8 years ago

Chris Ryder was a fantastic realtor! Thorough start to finish! Helped us buy our first property here 8 years ago sold it for us and helped us buy a second. Will most definitely be calling him again in the future.

John Bailey
8 years ago

Nicole Ryder (and Chris) provided excellent service throughout entire process of listing and selling condo in Juno Beach. Nicole was very helpful and always acted in our best interest re listing details, setting viewing appointments, responding to offers and assisting with closing requirements. We most appreciated their local knowledge and support re Florida real estate transaction requirements being non Florida residents. (Canada) We would highly recommend R&R Realty!

Matthew Pac
8 years ago

Chris is the very best realtor I have ever worked with anywhere in the country, by a long shot! Being from out of state, he spent countless hours previewing property, had a clear understanding what I was looking for, has the knowledge of an engineer/architect in evaluating structures plus is very familiar with the area. He is very patient, and never "sells" A true rare professional.

Hugh Jackson
9 years ago

I have used R&R Realty, The house Cris found for us is amazing. Cris definitely knows his business. No fooling around and gets the job done. I would definitely use Cris for further purchase. Thanks,Hugh

EI S
9 years ago

We have bought two properties through Chris and Nicole Ryder at R&R Realty. They have been a pleasure to work with--very honest, straightforward and down to earth. They truly listened to what we wanted and never pressured us to make a decision. They had great insights into local communities and readily shared their in depth knowledge of investment potential and building and construction issues. We felt totally comfortable recommending Chris and Nicole to friends who were equally pleased with their buying experience.

steve bromley
9 years ago

For most people, buying or selling a house is one of the most complicated financial transactions of a lifetime. Recently, we did BOTH, in a matter of months. Fortunately, we had Chris Ryder and his firm R&R Realty to work with, making the process as smooth as possible. At the beginning, we were absolute rookies, knowing nothing about the process, with a hundred questions, every day. Chris ALWAYS had time for us, communicating via phone, text, or email with me (Steve) and phone with Victoria, whatever we were most comfortable with. His knowledge of the Palm Beach County market (we sold our condo there) and beyond (we bought a condo in Martin County) is comprehensive. And his resources, from photographer, inspector, escrow, and mortgage broker are just as professional and thorough as he is. The staging of our condo for the listing photographs was wonderful! Chris is also a licensed contractor and an engineer, giving him expertise that other agents do not have. He was always ready to travel with us to see possible rentals in Palm Beach County, before we decided to buy, and then he was equally agreeable to turn the page and show us condos for purchase in Martin County. He involved us in every decision, giving advice when asked, but never making a choice for us. Every step was explained and we were always told the truth. When Victoria and I needed reassurance, he anticipated our needs. There were no surprises from start to finish, selling and buying. His integrity and work ethic - and his expertise and love of what he does - make him and R&R Realty the professionals we will always recommend!

Home Reviews

108 Lakeshore Drive, 1441, North Palm Beach

Enjoy sunrise to sunset views and ocean to intracoastal views from your spacious wrap around balcony at 108 Lakeshore Drive, 1441 in the Marina Tower building of Old Port Cove in North Palm Beach, Florida. This spacious 2 bedroom, 2 bathroom corner building condominium boasts floor to ceiling water views from every room. The unit […]

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400 Seaside Lane, Juno Beach, FL 33408 https://www.flexmls.com/share/Dlg0h/400-Seaside-Lane,-Juno-Beach,-FL-33408 Rare Juno Beach Opportunity – Iconic Seaside Location This is your chance to own a truly special home in the charming Key West-style enclave of Seaside, one of the most coveted streets in Juno Beach. Just steps from the Atlantic Ocean and directly across from the beloved Pelican Lake […]

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Frequently Asked Questions

FinCEN changes to Far Bar As-Is Contracts in Florida

There are new FinCEN reporting requirements for certain case sales in Florida and the thus the Far Bar As-Is was just updated with this: “FinCEN REAL ESTATE REPORTING OBLIGATION. Section 1031.320 of Chapter 31 of the Code of Federal Regulations (“CFR”) requires that certain residential real estate transactions without institutional lender financing, where at least […]

When is the Juno Beach Turtlefest in 2026

When will Turtlefest be held in Juno Beach in 2026? This year Turtlefest in Juno Beach, which is the annual even of Loggerhead Marinelife Center · 14200 US Highway 1 · Juno Beach, FL 33408 · USA will be held on February 21 & 22. Stop by R&R Realty in the Plaza Le Mer next […]

December and year end 2025 Jupiter and Palm Beach Gardens Housing sales numbers

Happy New Year! The Realtors Association of the Palm Beaches just released their December 2025 housing sales numbers and these are also the defacto year end numbers as well. I see the trend as going int he right direction. The key metric looking ahead is the months suuply of inventory which for houses has decreased […]

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From Our Blog

108 Lakeshore Drive, 1441, North Palm Beach

108 Lakeshore Drive, 1441, North Palm Beach
108 Lakeshore Drive, 1441, North Palm Beach

April 22, 2026 By Nicole Ryder

Enjoy sunrise to sunset views and ocean to intracoastal views from your spacious wrap around balcony at 108 Lakeshore Drive, 1441 in the Marina Tower building of Old Port Cove in North Palm Beach, Florida. This spacious 2 bedroom, 2 bathroom corner building condominium boasts floor to ceiling water views from every room. The unit has full hurricane impact slidders throughout along with accordian hurricane […]

400 Seaside Lane, Juno Beach, FL 33408

400 Seaside Lane, Juno Beach, FL 33408
400 Seaside Lane, Juno Beach, FL 33408

April 10, 2026 By Chris Ryder

400 Seaside Lane, Juno Beach, FL 33408 https://www.flexmls.com/share/Dlg0h/400-Seaside-Lane,-Juno-Beach,-FL-33408 Rare Juno Beach Opportunity - Iconic Seaside Location This is your chance to own a truly special home in the charming Key West-style enclave of Seaside, one of the most coveted streets in Juno Beach. Just steps from the Atlantic Ocean and directly across from the beloved Pelican Lake walking trail, this property offers the perfect blend of Old […]

711 7th Lane, Palm Beach Gardens, FL 33418 

711 7th Lane, Palm Beach Gardens, FL 33418 
711 7th Lane, Palm Beach Gardens, FL 33418 

March 28, 2026 By Chris Ryder

https://www.flexmls.com/share/DhDWi/711-7th-Lane-Palm-Beach-Gardens-FL-33418 Discover this gorgeously remodeled Divosta built townhouse featuring 3 bedrooms, 2.5 baths, and tasteful upgrades. Known for quality construction, Divosta delivers peace of mind, while the extensive high end renovations throughout make this Garden Lakes home truly move-in ready. Step inside to an open concept kitchen equipped with smart technologies, brand new appliances, and custom finishes. The Kitchen flows seamlessly into the Living Room, […]

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About Us

For over twenty years now R& R Realty has been helping customers buy and sell Palm Beach homes. Northern Palm Beach County is a spectacular place to live and we know every inch of it. Generally considered the end of the sub tropical zone, the Gulf Steam waters temper our climate for warm winters making for an amazing life style filled with boats, beaches, shoping, golf & convenience just 15 minutes from the Palm Beach Airport. Feel free to browse our website for more information on Palm Beach homes for sale and real estate listings including great local neighborhood maps of Juno Beach, Jupiter, Palm Beach Gardens, Singer Island and Jupiter Island. You may choose to search for Palm Beach Homes for sale on your own at first or contact us and we will help tailor a search to your specific needs. We look forward to hearing from you! If you have any questions about property for sale in Palm Beach, please call me, Chris Ryder, the owner, directly on my cell phone at (561) 818-3858.

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