4805 Eugenia Drive is located in Magnolia Bay in Palm Beach Gardens. This home shows like a model home. The single story, single family home is light, bright and spacious. It sits on a large corner lot on a quiet cul-de-sac on a lake. The home boasts 5 bedrooms, 3 full bathrooms a 2 car garage. The kitchen is updated with white cabinets, granite countertops and stainless appliances. The master bedroom is spacious and has multiple walk in closets and the home has a huge screened patio with ample room to build a swimming pool. The home is located in Magnolia Bay, a gated community of single family homes with a clubhouse, community pool, tennis courts and a low HOA, which covers common area and all lawn care and landscaping.

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I get this question quite often from Buyers looking at foreclosure properties or fix er uppers. How bad can the condition of the property be and I can still get a loan on it?

First, are you planning on using a ‘conforming’ loan product? Most likely the answer is yes as these account for over 80% of loans originated. If so there’s a rather loose definition used. The property must be in “average” condition. Old and dated is OK, a little rot around the garage door is no problem. BUT if the place is full of mold or has an active roof leak then forget it. If you are using an FHA loan product then they actually do a basic inspection for things like a working stove and heat.

If you are considering William T. Dwyer High School for next year. Dwyer High School has a Choice Program Open House on November 5th, 2019 from 6pm – 8pm on campus. Attending the open house is a great way to learn about the various programs, to see the school and meet administrators and teachers. To learn more about Dwyer and properties in the Dwyer High School district click on this link or call R&R Realty.

So this question gets asked all the time. How much fill can I bring onto a lot in Jupiter Farms?

This is the PBC ordinance governing this question for…   https://discover.pbcgov.org/publicsafety/dem/Publications/Flood-Damage-Ordinance-Article-18.pdf

PBC has put together a question and answer page for this topic. Note that one may place up to 20 Cubic Yards of “clean fill” per 24 months as a maintenance exception BUT this does NOT mean that one can slowly fill in that pond as it “shall not include new lot improvements or new development activity. All other filling operations, including pond filling shall require a site development permit prior to placement of fill”.

As of the 2017 revision of the FEMA FIRM maps all of Jupiter Farms is now is a Flood Zone X. Flood Zone X is NOT in the Special Flood Hazard Area (SFHA) and thus there is no Base Flood Elevation (BFE) that one would be required that the first floor be at least 1′ above.

For new construction, the first living area floor of the house must be at least the GREATER of 1′ above the Base Flood Elevation (BFE), or 1.5′ above the Lowest Adjacent Road Crown (LARC). At present, in Jupiter Farms, only the LARC +1.5′ requirement is applicable.

And the MAXIMUM AMOUNT OF FILL THAT CAN BE ADDED to the site (brought into it) other than that required to raise the slab on grade or allow for things like an ADA compliant ramp or a berm for a septic system:   “On all new construction, earth fill brought onto the site of construction from another site shall be minimized to maximize existing floodwater storage capacity. Maximum volume of imported fill shall be limited to that necessary to raise an earth pad to elevate the slab-on-grade, not more than six inches above minimum floor elevation set in this Article, with side slopes of the pad of 1:5 to 1:3 starting ten feet from the slab edges.”

So, lets say a property in on a street where the Lowest Adjacent Road Crown (LARC) is 3.8′ NAVD.  The slab of the first floor must be at least 3.8′ + 1.5′ = 5.3′.  So the first floor slab must be AT LEAST 5.3′ above the NAVD datum. 

And the fill brought into the site can be NOT MORE THAN 5.3’+0.5′ = 5.8′ NAVD and this level of fill can only extend 10′ from the edge of the slab.

One other big exception to this is if the property has on-site septic then this must be raised above the ground water level and may control elevation of the house as well as the fill required to cover the septic system.

We own R&R Realty, a real estate brokerage in Juno Beach, Florida. The number one question I am asked by people is, so how is the real estate market doing? If you are curious as to how the local real estate market is doing, read the newly released local Real Estate Market Update for Palm Beach Gardens and Jupiter. These reports show market activity for August 2019 and Year to Date activity and compares it to last year. If you would like more information or are considering moving, call R&R Realty at 561-626-8550. To view these, click on the links below:

Palm Beach Gardens August 2019 Real Estate Market Stats

Jupiter August 2019 Real Estate Market Stats

This is now in the renting period as Emara. According to Palm Beach County they have 63 workforce housing units available.

If you drive up Rt 1 north of PGA Blvd you probably noticed the fence is finally up around the old shopping center that will soon be demolished. The Lenox North Beach Apartments will be built by Oden Hughes for the owner, Fairway Investments, and will have 222 rental units with a club house and a parking garage at 12045 and 12089 U.S. Highway 1 just north of PGA Blvd near Juno Beach.