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Risk Rating 2.0 Changes to Flood Insurance
BIG changes are coming to the National Flood Insurance Program and this will have a HUGE affect on Florida Real Estate and in particular along the coast. I recently attended a seminar on this new system intended for insurance agents and here are some of my “take aways”
There will no longer be a “Preferred Risk” policy. This is the $500/yr policy for those NOT required to have a policy by their lender. All policies will be individually rated for risk and the cost associated with that risk.
The Flood Insurance Rate Maps (FIRM’s) will ONLY be used to determine IF your lender will require you to have a flood policy.
The whole notion of a Base Flood Elevation (BFE) is going away. This is crazy. Your policy risk and premium will no longer be determined based upon open and available information being the BFE is 9′ and my first floor is 10′ so I’m good. Or my first floor is 12′ so I’m great. Elevations will be considered for ALL properties. From October onward, “Standardized rating tables will no longer be used, rates will be calculated using an algorithm.” Just exactly what that algorithm is, no one will tell you. Seriously. What they say will affect the pricing of new policies includes:
Juno Beach 2021 Beach Re-Nourishment Update
Update on Beach Renourishment Project – February 10th
| BEACH RENOURISHMENT PROJECT UPDATE – FEBRUARY 10TH Please be advised that the Palm Beach County’s beach renourishment project continues working south of the Juno Beach Pier and will soon be proceeding along the shore east of the many condominiums and homes adjacent to our beach. As the heavy equipment moves south, the County and Town urge you to avoid the areas where construction activities are underway. Temporary fencing will be installed to restrict public access to locations where heavy equipment operates. We ask beachgoers and observers to avoid these active construction locations for the safety of all. Work will continue around the clock to complete this important project in the shortest possible time and prior to the start of the turtle nesting season. While the project continues on schedule and pumping operations are expected to be completed by February 20th, additional work including the removal of pipe and beach tilling will follow. |
600 Ocean Drive 2a Juno Beach, FL 33408
600 Ocean Drive 2a Juno Beach, FL 33408 – Horizon Building
Spacious oceanfront 3BD/2BA unit located in the heart of Juno Beach. Featuring an over-sized wrap around balcony. Embrace the South Florida lifestyle in this well taken care of unit, with amenities that include a gym, pool, club room and beach access. Secure building with plenty of parking. 1 pet allowed under 30lbs. Minutes to shopping, fantastic dining, and endless activities. All information deemed reliable but not guaranteed and should be verified by buyer.
840 Ocean Drive 201 Juno Beach, FL 33408
840 Ocean Drive 201 Juno Beach, FL 33408 located in the The Tower (Juno by the Sea North)
SE Corner directly on the ocean in Juno Beach. This 3/2 unit has fantastic ocean views from almost every room. Feels like a private beach house due to it’s lower floor and corner location. New kitchen 2019, all impact windows and sliding doors. Lock and leave without the hassles of closing storm shutters … Huge master bedroom overlooks the beach and opens to a large covered screened porch. Sleep with the doors open and let the waves lull you to sleep. Guest bathroom redone a few years. Unit clean and well maintained, but awaits your personal updates. EZ to show. Offered furnished for the convenience of the buyer.
900 Ocean Drive 702, Juno Beach, FL 33408
900 Ocean Drive 702, Juno Beach, FL 33408 in the Surf Building, Juno by the Sea North
Beautifully updated 2BR 2BA”On The Sand”in Juno Beach! Enjoy panoramic ocean views, magnificent sunrises and private beach access from this top floor unit.Features include diagonal marble tile, full hurricane impact protection,updated baths and upgraded electric panel.The totally remodeled kitchen has been opened up and extended and offers custom white shaker cabinetry,stainless steel appliances granite countertops and breakfast bar.The master bedroom features dual vanities,walk in closet with built ins and oversized shower.AC 2018.One of the few pet friendly buildings in Juno Beach.The building offers underground gated parking and a beautiful pool deck overlooking the beach.
We look forward to helping you find the perfect home. If you would like further information sent to you on this or any other property, please use the contact us form below and click the “Submit” button. We will be in touch with you shortly. Or, you may call us directly at (561) 626-8550.
We look forward to helping you find the perfect home. If you would like further information sent to you on this or any other property, please use the contact us form below and click the “Submit” button. We will be in touch with you shortly. Or, you may call us directly at (561) 626-8550.
