What is on your wish list for a dream home? Single family, waterfront, CBS construction, 3 beds, 4 baths plus an office, swimming pool, generator, no HOA, 3 car garage, 4 docks, no fixed bridges, tiki hut, gourmet kitchen? How about, all that and more, under $2 million asking? If that sparked your interest, 14208 Harbor Lane is the home for you. Call R&R Realty at 561-818-3858 to schedule a private viewing.
Definition of items used in the Palm Beach County Property Appraisers web site.
The Palm Beach County Property appraiser has a terrific web site with all kinds of tools available in it that are very useful when looking at property. After years in the business I know what all the descriptors are but they can be confusing for folks visiting the site for the first time. Well, here they all are:
Acreage – Any parcel of land measured in terms of acres.
Actual Year Built – The year an improvement is completed.
Ad Valorem – “According to Value.” A method of taxation using the value of the property taxed to determine the tax amount.
Assessed Value – Value placed on a homesteaded property before any exemptions are deducted but after the property tax cap is factored. For non-Homestead properties, the assessed value is the value placed on a property after a 10 % cap is factored. Assessed Value minus exemptions equals Taxable Value.
Assessment Caps – Florida provides tax savings benefits on assessed values of certain real properties.
- A 3% cap applies to the assessed value of residential properties with a qualified Homestead Exemption.
- A 10% cap on non-homesteaded properties applies to the assessed value of second homes or Commercial properties.
Building Number – For parcels containing multiple buildings, the number assigned to each building.
Depth – Refers to the depth of a lot, a measurement from the front property line to the rear property line.
Exemption Amount – The dollar amount of an approved exemption.
Extra Features Description – A description of an improvement on a property, such as a pool, patio or additional room.
Improvement Value – The value placed on a building.
Instrument Owner – The person(s) listed on a deed, mortgage or other legal document.
Land Line Number – A designated line for each of several land classifications which may be found on a parcel.
Land Value – The estimated market value of the land.
Legal Description – The portion of the property record that defines a parcel’s boundaries and its location in Palm Beach County.
Location Address – the situs or street address of a property.
Mailing Address – The address used by the property owner to receive mail regarding their property.
Market Value – The estimated price a willing buyer would pay and a willing seller accept, both being fully informed and the property exposed to the market for a reasonable period of time.
Municipality – An incorporated area of the county such as a City, Town or Village.
Name – The name of the property owner(s).
Non-Ad Valorem – A method of taxation that uses the size of a unit or the number of units to assess a fee for services, such as the Solid Waste Authority.
Official Record Book – The designated book where a document is recorded in the Official Records of the County.
Official Record Page – The designated page within an Official Records Book where is document is recorded.
Parcel or Property Control Number – A unique 17-digit number assigned to each parcel of land and each living unit within a condominium or cooperative. The PCN is used to locate and identify the parcel or unit.
Price – Refers to the actual price paid for a property.
Property Control Number – See Parcel Control Number
Quit Claim Deed – A deed operating as a release that is intended to give up any title, interest or claim the grantor may have in the property, but not containing any warranty of a valid interest or title in the grantor.
Sales Date – The date a sale occurs as recorded on a deed.
Save Our Homes – Save Our Homes, also known as the 3% cap, is not a cap on taxes paid and applies only to residential properties with a qualified Homestead Exemption. The 3% cap limits the increase in the annual assessment of properties in Florida to 3% or to the percentage change in the National Consumer Price Index, whichever is less.
Subdivision – A division of a single parcel of land into smaller parcels.
Tax Year – The year taxes are being levied.
Taxable Value – The Assessed Value, less any exemptions.
Total Square Footage – The gross square footage of a parcel or improvement to a parcel.
Total Tax – The sum of all ad valorem taxes and non-ad valorem fees.
Unit Rate – The estimated market value contribution for each unit of an improvement.
Units – The number of units of an improvement, such as square foot or linear foot.
Year of Exemption – The year the exemption applies.
Zoning – The division of a city by legislative regulations into areas, specifying the uses allowed for the real property in these areas.
How’s Florida for Taxes?
So Chris, how are the taxes in Florida?
Under the current 2019 state and local tax laws it is VERY beneficial to be a full time resident of Florida. Why? In short because the tax structure in Florida does NOT rely upon personal income taxes for revenue. AND the current federal tax law LIMITS to amount one can deduct for payments made to state and local taxes paid such as real estate and income taxes.
As of Jan. 1, 2018, the federal deduction for local taxes paid is capped at 10,000. That means you can deduct up to $10,000 in property and income tax or sales tax on Schedule A. Previously, this deduction was unlimited.
The amount applies to single filers and those married filing jointly as both are subject to the $10,000 limit. The max for a married person filing separately is $5,000 per. AND, you must still choose to deduct either your state income tax or sales tax. You cannot deduct both.
Yes, our real property taxes are higher, in fact they are high by comparison. In Boston the residential property tax rate is 10.54 per 1,000 of assessed value. Where as in Palm beach County it is 17.21 per 1,000. BUT Massachusetts also has a 3.24% personal income tax.
The difference is $667 per year more per 100k in value of a house to live in Florida BUT one saves $3,240 per 100k of income every year that is not paid in state income taxes.
According to wallet hub Florida is number 47 in terms of the overall tax burden. The taxes are lower only in Alaska, Delaware and Tennessee.
Source: WalletHub

370 River Edge Road, Jupiter
If you are looking for a single family residence fully renovated with a huge backyard between the intracoastal and the ocean, look no further. This home has it all. 370 River Edge Road is located in the Bluffs River Community in Jupiter Florida. The 3 bedroom, 2 bathroom home has a brand new kitchen with new cabinets and quartz countertops, updated bathrooms, new flooring, open floorplan with vaulted ceilings and a huge backyard with intracoastal views that backs up to a private preserve. Ride your bike to the beach, shopping and restaurants. This unit is move in ready!
Finding the high ground in Jupiter
Here’s one I got recently. The customer knew they should be aware of the various flood zones in Jupiter but what about beyond that Chris. Where is the high ground?
Well, sometimes it’s obvious. Places like Ridge Rd in the Bluffs and the ridge in June Beach or Jupiter Hills. Anyone can see that this is high ground. Beyond that though remember one of the primary rules in development: The best land gets used first. Why fill in low lands to build something when there’s nice high ground available. The older communities are often BUT NOT ALWAYS built on high ground. Paces like the waterfront streets along the river, Dolphin etc., are NOT.
Beyond that are the ‘other options’. To find these look at the old flood maps. The new flood maps show the new 100 and 500 year flood plan but beyond that show little detail. In Tequesta look at the area around the golf course on Golfview East and the land between US-1 and the RR tracks. Henry Flagler followed the historic coastal ridge though Florida with his railroad. Again, why build a railroad through a swamp when you can use the high ground.
Look up a property on the FEMA site then click on the “Show ALL Products” button, then brows the old maps. For example, most of the original Village of North Palm Beach, the houses between the canal and US-1 are shown in Zone C. As good as it gets.
One can also look for new construction, post 1978 and post 2002 being 2 classes because these houses were built with a minimum slab elevation as the city or county was in compliance with the National Flood Insurance Program. Beware on this one though as the slab may be high but the ground may not. AND THE NUMBERS JUST CHANGED. For instance my house was built with a slab at 9.1′ (8′ was the minimum at that time but I live in the builders house) according to the 1929 datum but the new datum is 1988 and thus my slab is now at 7.52′ where the base flood elevation is currently 6′. Still higher than the base flood but not by much.
PBG Predators Soccer Fields
Just got hold of this one and thought I’d share the lay out for the new Palm Beach Gardens Predators soccer fields in Palm Beach Gardens behind Shady Lakes and down the street from Bent Tree.
BTW, the GPS address is The Gardens North County District Park, 5101 117th Ct N, Palm Beach Gardens, FL 33418
And, “Field 10” is set up in the green space between fields 2 and 3.

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