1420 Ocean Way, unit 27A is located in the Jupiter One neighborhood in Jupiter, Florida. This two story townhouse is located east of US 1 minutes from a beautiful stretch of beach. You enter the unit through a spacious private courtyard that houses a storage closet convenient for bikes and beach chairs. Downstairs is the living/dining area, kitchen and half bathroom with laundry. Upstairs houses a spacious master suite with ensuite bathroom and two closets including a walk-in closet and a balcony that looks out to the tropical community pool. There is also a guest bed and bath upstairs. Up to three pets are permitted, including up to two dogs. Sold furnished. No rentals the first year. After the first year, up to three rentals a year, 30 day minimum lease. The community has a swimming pool, tennis courts and shuffleboard court. Ride your bike to the beach, or to the grocery store of local shops. Easy drive to Palm Beach Gardens Mall, Downtown at the Gardens, Harbourside Shops and Restaurants, The Maltz Theater, I95, the Florida Turnpike and Palm Beach International Airport (PBI).
Update to how to calculate the Citizens Wind Storm Mitigation credit
OK, so I recently decided to re-visit an old post I did on how to calculate the annual wind storm credit Citizens Insurance gives if I say install shutters or install impact rated windows. To do this one must look at the mitigation credits form AND something called the “Mitigation Factors” tables in the Citizens underwriting manual.
First, print out and review the form required to request these credits…
Use this form and the tables below to determine if an upgrade to your home will yield a wind storm mitigation credit. For instance if every window in your home has Level A protection EXCEPT your front entry door then if you changed this out you will get the full “A” mitigation credit for this section. The cost for this may be $1000 but the mitigation credit could be almost 40% off your annual premium of $4,000 or $1,600 A YEAR in savings.
Let’s assume that the policy is for wind storm only and a single family home. One would then look at the table:
If one has a non FBC roof (very old now as this would be pre 2002) with Level A attachment roof sheathing, toe nailed truss/rafter connections and no secondary water proofing BUT you added Class B shutters (and doors and sky lights) protection then this would reduce your base premium by 1-0.71 or 29%. And, if you went to Class A then it would be reduced by 39%.
This is an old post I did on calculating the discount based upon your current premium.
July 2020 Jupiter Palm Beach Gardens Housing Sales
The RAPB+GFLR just released the July 2020 housing sales numbers and it shows what we on the ground know. Product is flying off the proverbial shelf. Locally here that’s folks from the northeast, and north in general, moving to the area. I can live for the next year in a small house worth 2M up north or I can live in a palace in Jupiter for the same money. Oh, and Florida doesn’t have an income tax.
Can I build a guest house on my property in Caloosa?
Caloosa is located in an unincorporated area of Palm Beach County to the west of Palm Beach Gardens and Jupiter in the Agricultural Residential Zoning District (AR) with a Rural Residential – 10 Future Land Use. Lots in the AR Zoning District are considered conforming with a measurement of 300 width x 300 length. ALL lots in Caloosa are 5 acres so they meet this dimension requirement so we look at Table 3.D.1.A for setbacks and lot coverage.
NOTE that there are 2 different types of accessory structures:
- Accessory dwellings with a kitchen.
- Guest Cottage with NO kitchen.
Jupiter Farms has non conforming lots so they’re a bit different.
Where the lots in Caloosa are all 5 acres and thus conforming to the current zoning district then the property may have EITHER of these structures, as long as they meet the required setbacks in Table 3.D.1.A. AND subject to the approval of the Caloosa HOA association.
BTW, ALL building heights are governed by Chapter 3 of the ULDC and that limits height to 35′ to the mean roof height in Article 3.
Closing delays and the Consumer Finance Protection Bureau Closing Disclosure
Can a real estate closing be delayed because the Buyer has not been provided with a Closing Disclosure? In short yes.
2021 update. I will focus on the FAR BAR As-Is Contract effective 1 Nov 2021 as that is what is used in Florida for 90% of all transactions. The applicable paragraph is:
The first question is: Is paragraph 8(b) checked? Is the transaction subject to financing approval. If your reading this then I suspect it is yes. Has Loan Approval been obtained? Is the lender’s underwriting complete? One can not use this to extend the Closing for further underwriting review or because (insert story). It may only be used if the CFPB requirements are applicable AND not yet satisfied and may only extend the Closing Date for 7 days.
The CFPB Requirements state that the consumer (Buyer/Borrower) must have the CD at least 3 business days prior to the date the consumer is scheduled to sign the loan documents and note that this date may or may not be the Closing Date if the Buyer is a “mail away” closing.
Read this for the items which will require a new CD to be issued.
Note that it can only be extended as “necessary to satisfy CFPB Requirements” and then only for 10 days and that’s 10 calendar days.
3154 San Michele Drive, Palm Beach Gardens, FL 33418
3154 San Michele Drive, Palm Beach Gardens, FL 33418 in the gated community of San Michele.
The Heart of the Palm Beaches. Located in beautiful San Michele Estates in Palm Beach Gardens, 4460 sq ft Custom built estate home with expansive long lake views. 4 bedroom, 4 1/2 bath, Master bedroom with sitting area, and balcony, large upstairs loft, open concept kitchen area, 2 story living room with a magnificent fireplace, and office, 3 car air conditioned garage, beautiful outdoor summer kitchen area with pool and spa perfect for entertaining. New Community Clubhouse, private gym and hard tru tennis courts, Just minutes away from the white sandy beaches, beautiful aquamarine waters and some of the best golf courses in the country. Bring all offers! Great Value #SanMichelle
We look forward to helping you find the perfect home. If you would like further information sent to you on this or any other property, please use the contact us form below and click the “Submit” button. We will be in touch with you shortly. Or, you may call us directly at (561) 626-8550.
We look forward to helping you find the perfect home. If you would like further information sent to you on this or any other property, please use the contact us form below and click the “Submit” button. We will be in touch with you shortly. Or, you may call us directly at (561) 626-8550.
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